1-800-FINANCE

Equipment Financing Options

Flexible financing solutions designed to help your business acquire the equipment it needs while preserving working capital and maximizing tax benefits.

Equipment Financing Calculator

Get an estimate of your monthly payments based on equipment value, down payment, and terms.

*This calculator provides an estimate only. Final rates and terms depend on credit approval, equipment type, and other factors. Contact us for an accurate quote.

Financing Options Available

Choose the financing structure that best fits your business needs

$1 Buyout Lease

Purchase the equipment for $1 at the end of the lease term

Benefits:

  • Lower monthly payments
  • Tax advantages
  • Ownership at end
Ideal for: Equipment you plan to keep long-term

Equipment Loan

Traditional financing where you own the equipment from day one

Benefits:

  • Immediate ownership
  • Build equity
  • Depreciation benefits
Ideal for: Essential equipment for daily operations

Fair Market Value Lease

Lease with option to purchase at fair market value

Benefits:

  • Lowest payments
  • Upgrade flexibility
  • No obsolescence risk
Ideal for: Technology that updates frequently

Line of Credit

Revolving credit line for multiple equipment purchases

Benefits:

  • Flexibility
  • Multiple purchases
  • Interest on used amount only
Ideal for: Businesses with ongoing equipment needs

Why Choose Equipment Financing?

Equipment financing offers significant advantages over outright purchases

Preserve Capital

Keep your cash for day-to-day operations, emergencies, and growth opportunities.

Tax Benefits

Potential tax advantages including Section 179 deductions and depreciation benefits.

Fixed Payments

Predictable monthly payments make budgeting easier and protect against interest rate changes.

Qualification Requirements

Basic requirements for equipment financing approval

Time in Business
2+ years preferred (startups considered)
Credit Score
650+ for best rates (lower scores considered)
Annual Revenue
$100,000+ annually
Down Payment
0-20% depending on equipment and credit
Financial Statements
Tax returns or financial statements may be required

Flexible Approval Process

Don't meet all requirements? We work with businesses in various situations. Contact us to discuss your specific needs.

Frequently Asked Questions

Common questions about equipment financing

Ready to Finance Your Equipment?

Get started with a free quote today. Our specialists will work with you to find the best financing solution for your business needs.